In-hand salary is the amount you receive after tax, PF and other deductions from your total CTC.
1. What is CTC?
CTC means Cost to Company, including salary and benefits.
2. Why is in-hand salary less than CTC?
Due to tax, PF and other deductions.
3. Is this calculator accurate?
It gives an estimate based on inputs.
4. What deductions are included?
PF, insurance, tax etc.
5. Can I increase in-hand salary?
Yes, by tax planning and reducing deductions.